Current mortgage rates are up from this time last week

30-year fixed-rate loans

The average daily rate for 30-year, fixed-rate mortgages was 6.72%, down 1 basis point from 6.73% the previous day and up 7 basis points from the same day last week. (Each 1% of a mortgage rate is made up of 100 basis points.)

The refinance rate for 30-year, fixed-rate loans was 6.86%, up 3 basis points from the previous day and up 11 basis points from the previous week.

15-year fixed-rate loans

A 15-year, fixed-rate mortgage averaged 6.04%, an increase of 3 basis points from the previous day and an increase of 25 basis points from the previous week.

Jumbo mortgages

For jumbo loans, which cover properties that are more expensive than those under a conventional conforming loan (about $647,000 in most areas), the rate was 6.76%, down 2 basis points from the prior day and up 4 basis points from the same day last week.

ARMs

As for 5/1 adjustable-rate mortgages, which carry a fixed rate for five years that can then rise or fall each year after, the average was 5.42%, a decrease of 1 basis point from the previous day and rising 3 basis points from last week.

FHA and VA loans

The rate for 30-year, Federal Housing Administration-insured mortgages was 5.84%, down 1 basis point from the prior day and up 14 basis points from seven days prior. Mortgages backed by the Department of Veterans Affairs hit a rate of 6.08%, an increase of 2 basis points from the previous day and up 15 basis points from the last week.

State-by-state movement

On a state level, Hawaii saw mortgage rates rise the most day over day, increasing 6 basis points to 6.65%, followed by Delaware with a 4-basis-point increase to 6.57% and Tennessee at 6.76%, up 4 basis points.

No states saw declines in mortgage rates on Monday.

Editor’s Note: This story was auto-generated by Automated Insights, an automation technology provider, using data from Bankrate.